Financials & Valuation

Sustainable Growth

We turned a profit in our second full year of operation and we continue to nearly double our growth year over year. Success factors include the ability to fully concentrate on a profitable product unburdened by legacy issues, and strong fixed cost degression achieved by operating out of one headquarter for all European markets.

Company Performance

Gross Premium Earned

(in thousands of EUR)

Note: From Consolidated Financial Statements

Total Assets

(in thousands of EUR)

Note: From Consolidated Financial Statements

Solvency Capital Requirement

We manage capital to ensure solvency financial stability. According to legislation, solvency of an insurance company is its ability to permanently secure with own resources (Eligible Own Funds) the coverage of all liabilities arising from its insurance contracts. This is defined as Solvency Capital Requirement (SCR).

Profit after Taxes

(in thousands of EUR)

Note: From Consolidated Financial Statements

Financial Reports

Annual Reports

The Annual Report consists of separate and consolidated financial statements and the auditor’s report on the financial statements.


Slovak Register of Financial statements: https://bit.ly/3qx6t6Z


Download Annual Reports

Solvency and Financial Condition Report

Under the Solvency II regime, insurance companies are required to disclose annually a Solvency and Financial Condition Report. The latest report, reflecting the situation as of December 31, 2019, includes a description of activities, performance in each area, management and operations systems, a risk profile, valuation for the purposes of solvency, and capital management.


Download Solvency and Financial Condition Reports